Category: Retirement Planning

Delaying Social Security to 70 Cost This Couple $137,000. One Change Made It Worth $1.5 Million

I modeled delaying Social Security to 70 for one couple. It left $137,000 less at the end. Paired…

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How Much Does a Single Woman Need to Retire? The Real Math

Author: Hazel Secco, CFP®, CDFA® 🎧 Prefer to watch or listen? I cover this in the Align Your…

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7 Financial Mistakes Widows Make in the First Two Years

Author: Hazel Secco, CFP®, CDFA® Table of Contents Most of the financial mistakes widows make are reasonable decisions…

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Can I Retire at 60? The Math, the 3 Gap-Year Problems, and a 7-Point Checklist

Can you retire at 60? How much you need, the health insurance and Social Security gap, the tax…

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Is $2 Million Enough to Retire at 60? What It Pays, What Changes the Answer, and 3 Women Who Show It

Is $2 million enough to retire at 60? What it pays per year at 3% to 4%, the…

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Microsoft Employee Benefits: The Complete 2026 Guide

Author: Hazel Secco, CFP®, CDFA® Table of Contents Microsoft employee benefits are, dollar for dollar, one of the…

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MetLife Employee Benefits: The Complete 2026 Guide

Author: Hazel Secco, CFP®, CDFA® If you work at MetLife, your benefits package runs deeper than the enrollment…

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Amazon Employee Benefits: The Complete 2026 Guide

Author: Hazel Secco, CFP®, CDFA® Table of Contents Amazon employee benefits look generous on paper, and they are….

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The 401(k) Catch-Up Rule That Quietly Changed for High-Net-Worth Women

Earned over $150,000 in 2025? Your 2026 401(k) catch-up contributions must now be Roth. What the SECURE 2.0…

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The Inherited IRA 10-Year Rule: How to Draw Down a $1.2 Million IRA When You Are Still Earning $400,000

Inherited IRA 10-year rule, 2026: when annual RMDs apply, the 25% penalty, and four ways to draw down…

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