Category: Blog

Novartis Employee Benefits: The Complete 2026 Guide

About this guide. Align Financial Solutions is not affiliated with, endorsed by, or sponsored by Novartis. Plan provisions…

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The Mega Backdoor Roth Almost No High Earner Uses (Even When Her Plan Allows It)

Author: Hazel Secco, CFP®, CDFA® Table of contents Here is a conversation I have had more times than…

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Salesforce Employee Benefits: The Complete 2026 Guide

About this guide. Align Financial Solutions is not affiliated with, endorsed by, or sponsored by Salesforce, Inc. Plan…

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Datadog Employee Benefits: The Complete 2026 Guide

About this guide. Align Financial Solutions is not affiliated with, endorsed by, or sponsored by Datadog, Inc. Plan…

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Pfizer Employee Benefits: 401(k), RSUs, and the Decisions That Matter After 50

About this guide. Align Financial Solutions is not affiliated with, endorsed by, or sponsored by Pfizer Inc. Plan…

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Widow Filing Taxes the First Year (and After): Your Status Year by Year

Widow filing taxes the first year: the final joint return, qualifying surviving spouse rules, then single brackets. The…

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What to Do With a Life Insurance Payout: A No-Pressure Plan for the First $500K+

What to do with life insurance payout money: why proceeds are tax free, the retained asset account letter,…

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“My Husband Handled All the Finances.” A Starting Point, Not an Apology

If your husband handled all the finances, you are not starting from zero. A 5-document map, a 90-day…

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Should You Keep Your Husband’s Financial Advisor After He Dies?

Should you change financial advisors after your spouse dies? Widows switch at three times the usual rate. Five…

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Widow Social Security Benefits at 60: Survivor Check Now or the Switch Strategy?

Widow Social Security benefits at 60 pay just 71.5% of his benefit, and the earnings test can wipe…

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