Author: Hazel Secco, CFP®, CDFA®
Not all financial advisors are created equal — and the way your advisor gets paid changes everything about the advice you receive.
In this episode of Her Honest Money Talk, I break down what “fee-only financial advisor” actually means, why it’s not the same as “fee-based” (even though they sound almost identical), and how commission-driven compensation creates conflicts of interest that most clients never see coming.
If you’ve ever wondered whether your financial advisor is truly working in your best interest — or whether their recommendations are shaped by what pays them the most — this episode will give you the clarity to know the difference.
What you’ll learn in this episode:
- The real difference between fee-only and fee-based advisors — and why that one word matters
- What the fiduciary standard is and how to tell if your advisor is held to it
- How commissions and product incentives can quietly steer the advice you’re getting
- The questions every woman should ask a financial advisor before hiring one
Listen to the Episode 05: Why Every Woman Needs a Fee-Only Financial Advisor
You can also listen on Apple Podcasts, Spotify, and wherever you get your podcasts.
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Hazel Secco, CFP®, CDFA®, is the founder of Align Financial Solutions, a fee-only fiduciary firm in Hoboken, New Jersey, that helps high-net-worth women bring retirement, equity compensation, tax, and estate planning into one plan.