One Team, One Fee, and Nothing Sold to You
Most firms charge you twice: once to manage your money, once to plan around it. We do both for one fee.
What You Are Actually Paying For
Align is a fee-only fiduciary. No commissions, no products, no revenue sharing. If we recommend something, it is because we think it is right for you, and there is no version of this where we get paid more for saying so.
We charge a tiered percentage of the assets we manage. The rate steps down as assets grow, and it is blended, so each rate applies only to the dollars inside that band. The schedule is below.
That is the whole fee. Planning, investment management, and tax coordination are all part of the same relationship. No onboarding fees, no add-on charges.
Your exact fee depends on the complexity of your situation and is presented in writing at your Outcomes Discussion, before you commit to anything.
- No commissions. No products sold to you. No third party paying us to recommend anything.
- No one-time plan handed over with a handshake.
- No surprise fees. What is published here is what you pay.
Align360™ Wealth Management
Built for women who have already built substantial wealth, hold it across accounts that are all taxed differently, and have never had one person looking at the whole thing. Our clients are senior executives, partners, physicians, and business owners managing equity compensation, a significant portfolio, and a multi-year tax picture. Most have over $1 million in investable assets or household income above $350,000.
What one fee covers
- Your Wealth Blueprint™. The core plan: your complete financial picture, written priorities, and a dashboard, built when we start and updated as your life moves.
- Financial planning. We look at a decision against everything else you have going on before you make it, not six months after.
- Investment management. We manage and rebalance around your tax situation and what you actually need to spend, not against a benchmark nobody lives on.
- Tax coordination. Multi-year strategy across every account, coordinated with your CPA. Which account you draw from first can swing your tax bill by five figures a year.
- Implementation. We open the accounts, submit the paperwork, and chase the loose ends until each one is closed.
- One accountable team. Specialists who each do what they do best, coordinated around your plan, with Hazel leading the relationship. Spring and fall reviews, unlimited access in between.
Tiered Fee Schedule
Fee schedule (tiered by assets managed)
| Assets managed | Annual fee rate* |
|---|---|
| First $1,000,000 | 1.25% |
| $1,000,001 to $2,000,000 | 1.05% |
| $2,000,001 to $5,000,000 | 0.85% |
| $5,000,001 to $10,000,000 | 0.65% |
| Over $10,000,000 | 0.35% |
*Rates apply progressively by tier, so each rate applies only to the dollars inside that band. Your estimated annual dollar amount is provided in writing before engagement. Our fee schedule is reviewed periodically; for the most current information, reach out and we will walk you through it.
Fee Schedule (tiered by assets managed)
| Assets Managed | Annual Fee Rate* |
|---|---|
| First $1,000,000 | 1.25% |
| $1,000,001 – $2,000,000 | 1.05% |
| $2,000,001 – $5,000,000 | 0.85% |
| $5,000,001 – $10,000,000 | 0.65% |
| Over $10,000,000 | 0.35% |
* Rates are applied progressively by tier. The estimated annual dollar amount will be provided before engagement.
FAQs
What is Align’s standard relationship?
Align360™ Wealth Management: ongoing planning, investment management, and tax coordination in one relationship, for one tiered fee. Your fee is presented in writing at your Outcomes Discussion. Most of our clients have over $1 million in investable assets or household income above $350,000.
Do you offer a one-time financial plan?
No. Align Financial Solutions does not offer one-time financial plans or project-based engagements. Planning is delivered inside Align360™, an ongoing advisory relationship, because plans that are implemented and monitored succeed at a far higher rate than plans that are handed off.
Is financial planning included with wealth management?
Yes, entirely. Planning is part of the relationship, not a separate engagement. Some firms bill planning and investment management as two services. We do not.
Start with a 15-minute Align Call
The Align Call is short and there is nothing to prepare. Tell us what prompted you to look, and we will tell you honestly whether we are the right people for it. If we are not, we will say so.