How much is truly enough? In this episode, we unpack how to find your enough number so you can stop chasing someone else’s definition of success and start building financial freedom that actually fits your life. Your enough number is not about comparison. It is about clarity, choice, and feeling grounded in what you really want.
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In this episode of Her Honest Money Talk, Hazel Secco walks you through how to calculate your enough number, the personal financial target that gives you the freedom to design your life on your own terms without guilt, pressure, or proving anything to anyone. You will learn why enough is not a universal number and how to separate your financial goals from social pressure or other external factors that can sneak in and make you doubt yourself.
Using simple frameworks like the rule of 25 and real life examples from her work with women in leadership, Hazel explains how your enough number connects money, psychology, and choice. This conversation will help you move from overwhelm to clarity, and from comparison to confidence so you can feel supported as you move toward your goals.
What is an enough number?
Your enough number is the amount of money that allows you to make decisions based on not only what you need, but also what you want.. It is deeply personal and tied to your values, lifestyle, and definition of freedom because your life is unique, and your “enough” should be too.
Why comparison makes having “enough” feel impossible
Enough often shifts when we compare ourselves to others. This episode explains how social conditioning, your personal money story, and people’s tendency to always strive for more can move the goalpost and keep you stuck chasing more, even when you’re already doing so much.
How to calculate your basic enough number
Start with your annual expenses for your ideal lifestyle and multiply that number by 25. This rule of thumb is based on a 4 percent withdrawal guideline and provides a clear starting point for defining your enough number.
Why women need a personalized “enough” strategy
Longevity, career breaks, and income gaps all affect how women experience money. Rather than aiming for a bigger number, this episode shows how strategy and flexibility can matter more than accumulation, especially when your life includes seasons of caregiving, pivoting, and rebuilding.
The psychology behind never feeling satisfied
Moving target syndrome and emotional attachment to money can make it hard to accept your enough number. Understanding these patterns is essential to feeling safer and more confident once you are close to it and to finally letting yourself exhale.
Each episode includes a Freedom Step to help you take immediate, meaningful action toward financial freedom, one small step at a time.
The Exercise: Calculate Your Basic Enough Number
Track your current annual expenses honestly, then multiply that number by 25 to create your starting “enough” number.
Next week, we explore how to shift from a scarcity mindset to an abundance mindset, and why your beliefs about money often matter more than the numbers themselves.
What is your enough number, or what questions are coming up as you think about it? Your clarity around your financial future can start with one conversation at a time. We would love to hear from you!
If you are ready to take control of your financial future with a financial partner who understands your life and goals, book a quick Align call and let’s map out what “enough” looks like for you.
