Investing in Your Financial Clarity
When you understand your finances, you gain confidence—and confidence leads to abundance. Our transparent pricing reflects our core values of trust, integrity, and true alignment with your goals. That’s exactly what you can expect when you work with us.
Our FEE Philosophy
Your Wealth Blueprint
This is a focused, 4-month deep dive into your financial life. Fees typically range from $5,000 to $12,500, though more complex cases may extend up to $20,000 for advanced planning needs.
What It Includes:
- Comprehensive Financial Dashboard: A single, organized view of all your accounts, insurance, estate documents, and goals — everything you need to see your full financial picture clearly.
- Custom Wealth Blueprint: A written plan addressing cash flow, investments, retirement readiness, risk management, and tax strategy — built entirely around your priorities.
- Action Roadmap: Clear, step-by-step guidance showing exactly what to do next to move closer to your goals efficiently and confidently.
- Direct Access to Your Advisor: Personalized support and open communication with your fiduciary advisor throughout the entire 4-month planning process.
Before getting started, we’ll review your unique situation and provide a clear, fixed quote — so you know exactly what to expect before committing a single dollar.
Align360™
Many clients choose to continue working with us after completing their financial plan to ensure it stays active, aligned, and proactively managed as life evolves.
What It Includes
- Professional Portfolio Management: Thoughtful investment oversight with disciplined rebalancing and tax-efficient strategies designed to support your long-term goals.
- Proactive Planning Updates: Ongoing monitoring and strategic adjustments as markets shift or as your goals and priorities evolve.
- Integrated Tax Planning: A coordinated approach between your investments and your broader financial plan — including tax-loss harvesting, equity compensation management, Roth conversion timing, and customized diversification or exit strategies for concentrated stock positions.
- Structured Strategy Meetings: At least two comprehensive planning sessions per year to review progress, refine strategies, and prepare for what’s next.
- On-Demand Support: Access to your advisor whenever life changes, opportunities arise, or you simply want an expert second opinion.
Fee Schedule (tiered by assets managed)
| Assets Managed | Annual Fee Rate* |
|---|---|
| First $1,000,000 | 1.25% |
| $1,000,001 – $2,000,000 | 1.05% |
| $2,000,001 – $5,000,000 | 0.85% |
| $5,000,001 – $10,000,000 | 0.65% |
| Over $10,000,000 | 0.35% |
If your total managed assets are under $1 million, you may continue as a planning client and receive portfolio oversight, but a flat minimum planning retainer of $12,500 / year will apply for ongoing strategy support.
Example
If you had $1.5 million managed, your annual fee might be:
1.25% on the first million = $12,500
1.05% on the next $500k = $5,250
Total = $17,750 / year
FAQs
Why pay for planning upfront?
Planning requires dedicated, expert time. This ensures you get true strategy design, not surface-level advice.
Can I implement the plan myself?
The plan we create together is yours to keep. Many clients choose to continue with our ongoing program for a done-for-you experience, but you’re always free to implement it on your own using the roadmap we’ve built. generate more commissions.
Do you ever receive commissions?
Never. As a fee-only fiduciary firm, we don’t earn commissions or third-party incentives.
The Align Experience
| Traditional Advisory | The Align Approach |
|---|---|
| "Free" planning tied to commission | Upfront planning fee for transparent, expert, and unbiased advice |
| Opaque fees | Transparent, published pricing |
| Generic product-led advice | Goal-driven, custom strategies |
| Reactive communication | Proactive updates & ongoing guidance |
Ready to Get Started?
Take the first step toward a simpler, more streamlined financial life — with a firm that always puts you first.