Blog Posts for Independent Women

Using a HSA for Retirement Planning The Triple Tax Benefits: Using HSA for Retirement When planning for retirement, Health Savings Accounts (HSAs) can be a great tool because they offer multiple tax benefits. HSAs allow pre-tax contributions, tax-free growth, and tax-free withdrawals when used for qualified medical expenses. Therefore, this potent trifecta empowers you to… Read More »Resources

Do You Pay Taxes on Social Security? What You Need to Know Navigating the realm of retirement planning brings you face to face with one pivotal question. Do you pay taxes on social security? This question is an essential aspect of financial planning as this can significantly impact your retirement income. Understanding the interplay between… Read More »Resources

A Comprehensive Guide: Financial Planning for Widows Losing a spouse is a devastating event that brings emotional turmoil and practical difficulties. Women typically live longer than men. Hence, navigating their financial implications of such a loss can be overwhelming and complex for women. Census data reveals that 58% of women aged 75 or older who… Read More »Resources

A Comprehensive Guide to Managing Money After a Layoff By Hazel Secco, CFP ®, CDFA ® Losing a job can be an emotionally and financially turbulent experience, leaving you adrift in uncharted waters. This guide will teach you how to deal with challenges that come after losing your job. It will help you become stronger… Read More »Resources

Maximizing Retirement Income with Roth Conversion By Hazel Secco, CFP ®, CDFA ® Retirement planning is arguably one of the most crucial aspects of securing your financial future. As we plan for retirement, questions often arise about whether to contribute to a Roth IRA, a 401k, or other retirement accounts. Today’s blog post focuses on the Roth… Read More »Resources

By Hazel Secco, CFP ®, CDFA ® There’s no getting around the fact that we must pay taxes throughout our lives. Implementing strategies to help control and manage those taxes is a critical component of your overall financial plan. By taking advantage of opportunities to reduce your taxable income and potentially maximize tax deductions, you… Read More »Resources