Stop guessing what your RSUs will cost you in tax.
The same 7-page framework I walk through with Align clients in their first 90 days — so you can finally plan around the equity comp you already have.
Written for the woman I most often see on a first Align Call.
If that's you, the guide walks through the three decisions that will move your equity comp from anxiety to leverage.
- You earn $200K+ in salary.
- You have RSUs, ISOs, NSOs, or ESPP at meaningful size — but you've never modeled your real after-tax outcomes.
- You know concentration is a risk, but the question keeps getting pushed to next quarter.
- You're running a sophisticated career without a sophisticated financial plan.
Five frameworks. One 90-day plan. No fluff.
The exact decisions I walk through with new Align clients — distilled into a guide you can read in 20 minutes.
- 01The vest calendar exercise — how to calculate your real floor (vs. the fictional grant value).
- 02RSU vs. ISO vs. NSO vs. ESPP — when each type is taxed, and the key risk for each.
- 03The 10–15% concentration rule, and 4 diversification levers in order of sophistication.
- 04The mega backdoor Roth question most women leave on the table ($400K+ over 10 years).
- 05A 90-day action plan so you know exactly what to do, week by week.
Your CFP® for the equity comp you already have.
I'm Hazel Secco — a CERTIFIED FINANCIAL PLANNER™ and Certified Divorce Financial Analyst®. I founded Align Financial Solutions to work almost exclusively with high-earning women who are running full-speed careers without the financial CFO they deserve.
Fee-only, fiduciary, zero commissions. Trusted by women executives in pharma, tech, biotech, healthcare, and law.
Frequently Asked Questions
The three questions I get most often about this guide.
Is this really free?
Yes. The only thing I'll send you is the guide and a short email series with additional ideas. You can unsubscribe at any time.
Will you pitch me services?
At the end of the email series, I'll invite you to book a 15-minute Align Call if the content resonates. That's it. No high-pressure anything.
I'm not sure if my situation is complex enough for a CFP.
If your equity comp is over $100K in annual vesting or if any of the situations in the guide describe you — it's complex enough. The question isn't whether to plan. It's whether to plan before or after your next vest.
Your email is used only to send you the guide and related Align Financial Solutions educational content. We do not sell or share your data.
The content on this page and in the guide is educational and is not personal financial, tax, or legal advice. Hypothetical scenarios are illustrative only, are not based on specific clients, and are not a guarantee or projection of future results. Individual circumstances vary.
Align Financial Solutions LLC is a registered investment adviser in the state of New Jersey. Read our Form ADV brochure for additional disclosures.